• 5 Reasons Homeownership Makes ‘Cents’

      The American Dream of homeownership is alive and well. Recent reports show that the US homeownership rate has rebounded from recent lows and is headed in the right direction. The personal reasons to own differ for each buyer, but there are many basic similarities. Today we want to talk about the top 5 financial reasons […]
      Written by Keeley Ryan
    • Multigenerational Households May Be the Answer to Price Increases

      Multigenerational homes are coming back in a big way! In the 1950s, about 21%, or 32.2 million Americans shared a roof with their grown children or parents. According to an article by, “Nearly 1 in 5 Americans is now living in a multigenerational household – a household with two or more adult generations, or […]
      Written by Keeley Ryan
    • Low Inventory Causes Home Prices to Maintain Fast Growth

      The National Association of Realtors (NAR) released their latest Quarterly Metro Home Price Report last week. The report revealed that severely lacking inventory across the country drained sales growth and kept home prices rising at a steady clip in nearly all metro areas. Home prices rose 5.3% over the last quarter across all metros. Lawrence Yun, Chief Economist at […]
      Written by Keeley Ryan
    • Why Sell Now Instead of Later? The Buyers are Out Now

      Each year, most homeowners wait until the spring to sell their houses because they believe that they can get a better deal during the normal spring buyer’s market. However, recently released data suggests that a seller’s best deal may be available right now. The concept of ‘supply & demand’ reveals that the best price for […]
      Written by Keeley Ryan
    • Thinking About Buying? Know Your Credit Score

      Knowing your credit score or getting a recent copy of your credit report is one of the first steps that you can take toward knowing how ready you are to start the home buying process. Make sure all the information listed on your report is accurate and work to correct any mistakes. The higher your […]
      Written by Keeley Ryan
    • Don’t Let Fear Stop You from Applying for a Mortgage

      A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll […]
      Written by Keeley Ryan
    • Renting or Buying…Either Way, You’re Paying Someone’s Mortgage

      There are some people who have not purchased homes yet because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical […]
      Written by Keeley Ryan
    • Buying a Home Can Be Scary… Unless You Know the Facts [INFOGRAPHIC]

      Some Highlights:

      Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts:
      • 40% of millennials who purchased homes this year have put down less than 10%.
      • 76.4% of loan applications were approved last month.
      • The average credit score of approved loans was 724 in September.
      Written by Keeley Ryan
    • How to Save on a Mortgage Payment Whether Buying or Selling

      In Trulia’s recent report, Rent vs. Buy: Roommate Edition, they examined the impact that renting with a roommate has in determining whether it is more expensive to rent or buy. The study explains: “Since we started keeping track in 2012, it’s been a better deal to buy than rent in America’s largest housing markets – and […]
      Written by Keeley Ryan