Blog

    • One More Time… You Do Not Need 20% Down to Buy a Home

      The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. In combination with higher rents, survey after survey has shown that non-homeowners (renters […]
      Written by Denise Zervos
    • Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

      There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business explained in their […]
      Written by Denise Zervos
    • 5 Reasons Homeowners Throw the Best Super Bowl Parties! [INFOGRAPHIC]

      Highlights:

      • Watching the big game at home with your friends and family offers many advantages.
      • There’s more room to entertain a large crowd, and you don’t have to worry about complaints to your landlord if you cheer too loudly!
      • The kitchen is big enough to make as many appetizers as you want, and if some of your guests are only there to watch the commercials, they can do so on a different TV in another room!
      Written by Denise Zervos
    • Do You Know How Much Your Home Has Increased in Value?

      Last year we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed: “Homeowners with mortgages have seen their home equity more than double since 2011, increasing to a record-setting $8.3 trillion in 2017.” The […]
      Written by Denise Zervos
    • 4 Proven Ways Real Estate Can Build Sizable Family Wealth

      Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few: 1. Appreciation “The rising of home […]
      Written by Denise Zervos
    • Is Student Loan Debt A Threat to Homeownership? No!

      Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations. Due to this, student loan debt has soared to $1.5 trillion and represents the largest […]
      Written by Denise Zervos
    • Why It Makes No Sense to Wait for Spring to Sell

      The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. The supply of homes for sale dramatically increases every spring, according to the National Association of […]
      Written by Denise Zervos
    • 3 Things You Need in a Shifting Real Estate Market

      Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on the housing market? If you […]
      Written by Denise Zervos
    • The Importance of Homeownership to the American Dream

      For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immigrated from another country, they wanted to own a piece of America. With so many prominent societal changes over the last few decades, it is fair to ask if people in America still feel […]
      Written by Denise Zervos