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Monthly Archives: October 2017

    Don’t Let Fear Stop You from Applying for a Mortgage

    By Keeley Ryan | October 31, 2017

    A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll... Read More

    Renting or Buying…Either Way, You’re Paying Someone’s Mortgage

    By Keeley Ryan | October 30, 2017

    There are some people who have not purchased homes yet because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical... Read More

    Buying a Home Can Be Scary… Unless You Know the Facts [INFOGRAPHIC]

    By Keeley Ryan | October 27, 2017

    Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts: 40% of millennials who purchased homes this year have put down less than 10%. 76.4% of loan applications were approved last month. The average credit score of approved loans was 724 in September. Read More

    How to Save on a Mortgage Payment Whether Buying or Selling

    By Keeley Ryan | October 26, 2017

    In Trulia’s recent report, Rent vs. Buy: Roommate Edition, they examined the impact that renting with a roommate has in determining whether it is more expensive to rent or buy. The study explains: “Since we started keeping track in 2012, it’s been a better deal to buy than rent in America’s largest housing markets – and... Read More

    The #1 Reason to List Your House, NOW!

    By Keeley Ryan | October 25, 2017

    The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that sales rose 0.7% month-over-month, but remain 1.5% lower than they were a year ago. Some may look at these numbers and think that now is not a good time to sell their house, but in fact,... Read More

    Millennials Flock Towards Low Down Payment Programs

    By Keeley Ryan | October 24, 2017

    A report released by Down Payment Resource shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less. The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%. An article by Chase points to a new wave of millennial homebuyers: “We teamed up with Google to... Read More

    5 Reasons to Hire a Real Estate Professional When Buying or Selling!

    By Keeley Ryan | October 23, 2017

    Whether you are buying or selling a home, it can be quite an adventurous journey. This is why you need an experienced real estate professional to guide you on the path to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO. The... Read More

    The Cost of Renting vs. Buying a Home [INFOGRAPHIC]

    By Keeley Ryan | October 20, 2017

    Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (29.2%) vs. the percentage needed to buy a median-priced home (15.8%)... Read More

    Hiring an Agent to Sell Your House May Cost You NOTHING!

    By Keeley Ryan | October 19, 2017

    There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide: Greater exposure to more buyers The skills of a professional negotiator A layer of protection from possible legal liabilities Professional guidance in navigating any pitfalls that may arise A... Read More

    Moving-Up to a Luxury Home? Now’s the Time!

    By Keeley Ryan | October 18, 2017

    If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! We recently shared data from Trulia’s Market Mismatch Study which showed that in today’s premium home market, buyers are in control.  The inventory of homes for sale in the luxury... Read More